Merry Christmas ?

I probably shouldn’t even be expressing this wish for anyone at this season of the year, because it is not “politically correct”. But “happy holidays” or merry christmas doesn’t make much sense to me, because there isn’t much of a … Continue reading

A divided America

The recent and ongoing debate regarding the debt ceiling and how to handle the persistent serious economic problems facing Americans has clearly proven that there is a divided America. The language of the debates refers to this divide and the … Continue reading

Balancing budgets

Before we jump first-hand into the topic of balancing budgets, here is a good analogy for the scene that many people in the world today are seeing as they look around them. You are in a very high class restaurant … Continue reading

A good home

Home is a special place, and of course everyone wants one that is good. But no one has the privilege of choosing the home into which he or she is born. And during the first decade or so of one’s … Continue reading